JaxBestRate.com and The Only Mortgage Co., Inc. operates as a Licensed Mortgage Brokerage business in the State of Florida.

For over 16 years, our executive staff have  personally originated, processed and closed over 3,000 loans in the State of Florida. 

Our "lower rate or lower cost" loan offerings are tailored to fit all borrowers. By giving borrowers a choice,  answering all questions, and acting with the customers best interest, all borrowers are able to make the best possible decision for a mortgage.

The company prides itself on giving superior customer service and attention to detail. Our loan officers are experts on all mortgage products available in the industry. Whether your looking for a Conforming, FHA, VA, USDA  or Jumbo loan, professional advice is only a phone call or email away.

We have loan officers that service the following areas:  Greater Jacksonville including but no limited to- Orange Park, Middleburg, Julington Creek, Mandarin, Green Cove Springs, Saint Augustine, Fort Caroline, Atlantic Beach, Jacksonville Beach, Ponte Vedra Beach, Neptune Beach, Nassau County, Fernandina, Fernandina Beach, Amelia Island, St. Johns county, Palm Coast, Flagler County, Flagler Beach and surrounding areas in Florida.

Please be advised that all mortgage companies are not created equally. MORTGAGE RATES CHANGE ON A DAILY BASIS. We shop several mortgage companies rates to be able to offer the lowest rates and fees offered in the market. Those low rates are then passed on to our many customers.  Please shop our rates and fees...we encourage it. 

Please read our testimonials...we look forward to working with you.

Florida Licensed MBB # 0800750

VA Lender Id: 630352-00-0

FHA Lender Id number: 29244-0000-3

Be Wise...Save Money $$$